Tricia's Musings

Random Thoughts about life in general, living in the big city of Toronto



You are here: Home / Archives for Home and Lifestyle

What a deal!

by

Yesterday Chris had the day off and we decided to go out and run some errands. He’d already run some errands of his own, see my next post!

I had some cheques that I hadn’t gotten around to depositing in the bank – ones from Google, Text Links Ads, Amazon, and we wanted to transfer some money from a new bank account that we’d started just for our paypal money into our regular accounts. So one of the errands was to do our banking.

It felt good putting that money in the bank and moving the Paypal money around. We’ve both been earning money with Payperp0st but we really haven’t used it for anything yet. Well, now it’s moved into the bank accounts that we pay our bills and our mortgage with, so I can finally say that P is paying my mortgage! Yeah! Believe me, that’s a nice feeling!

After that we wanted to just get a few things in the grocery store and maybe go to Walmart to get one or two things that we needed.

Well, we went to the closest Walmart and found it in CHAOS! You see, this store is closing down and moving to a new superstore Walmart just down the street on Wednesday.

We managed to get some great deals!

I spotted a 25 piece ratchet set (I think that’s what it is). Chris has always wanted one of those, and I remember helping him change our car battery last January in the freezing cold with tools that just didn’t fit right, so I had no problem with him wanting to get a set. The set was regularly $49.95 or something to that effect, but they marked it down to $25 for us.

Then I spotted one of those exercise BalanceBall kits. It too had normally been priced at $49.95 but the sign above it said $29.95. I thought that was fair. I’ve wanted one of these exercise balls for well over a year. The assistant manager was in the area marking down prices on each item. Apparently they had to be tagged before you brought them to the cashier. When I showed her my find she marked it at $15. DEAL! However, when I got to the cash they only charged me $5! Bonus!

We found a few other things that we could use that were also marked down quite a bit, but I’d say that getting the ratchet set and the balanceball which normally would have cost over $100 for only $30 was the best deal of all.

Oh I almost forgot. We got one other deal. When I got to the cashier I noticed that they had a number of potted flowering bulbs for sale. I think all of them were daffodils, and they were already flowering so they really weren’t worth purchasing.

Then I spotted one lone Orchid among the daffodils. Orchids are very nice, very exotic flowers. I already have three of them here at home but they are sooooo nice.

I held on to it and when we got to the cashier I asked her how much it was. She had to call for a price check and the manager had to come and help over-ride the prices on our other great deals anyway. It turns out that the orchid, which I know from seeing them at many other stores that sell plants are normally about $30 each, was just $5.00! A final bonus!

The orchid is now sitting on my kitchen table, blooming it’s pretty little head off. I love it.

Maybe this weekend we’ll go to the new superstore Walmart and see if they have any great grand opening deals.





Fast online loans

by

Did you know that if you are looking to get a small loan or a cash advance on your paycheck that you can do it via the Payday website?

The process is actually very easy, simply fill in the information on the quick Qualify form on the main page and you’ll find out almost instantly if you qualify for Payday cash Advance Loans. It really is that simple.

There aren’t very many companies that allow you to get an Online Cash Advance but you can very easily, quickly and painlessly at the Payday Loan Online website. You don’t have to fax any paperwork to the company, and you don’t have to wait for days to find out if you qualify.

Check it out the next time you find yourself short on cash and in need of some money quickly.

Ew that burning acidy pain

by

Many of you know that I have Crohn’s and that I’ve had a particularly hard time dealing with the pain it’s caused me lately, in part because the pain has increased dramatically, and the other symptoms that go along with it. One of the other symptoms that bothers me on occasion is Acid Reflux. I’ve been taking prescription medications to control that symptom/ side effect for some time now.

I don’t know if my acid reflux is caused by my Crohn’s or if it’s just another ailment that I’ve picked up along the way as I get older. Oh the joys of maturing! LOL Anyway, I do know that I’m not the only person to ever suffer from Acid reflux so I thought I’d tell you about a site that I just visited that discusses the symptoms of acid reflux and heartburn.

Many women during Pregnancy get what is called Pregnancy Heartburn. If you’d like to read more about the symptoms of this specific type of heart burn please visit the Acid Reflux site.

The website also discusses GERD which is a more serious form of acid reflux caused often, by having chronic acid reflux. Visit the site to learn more about the symptoms of Gerd if you have bad heart burn, or acid reflux that causes pain in your neck, or the feeling that acid is coming back up into your throat when you bend or lie down.

If you’ve only just begun to experience the symptoms of acid reflux you might be interested in reading their page on the causes of indigestion as some of the information on that page may help you lessen the frequency of your symptoms.

I think this would be a great site for anyone suffering from Acid reflux or heartburn to start. Then you can possibly talk with your doctor about ways of relieving the symptoms if this is beginning to become a reoccurring problem.

Is using mortgage broker or the banks mortgage specialist better?

by

I have a question for any home owners who might read this. When you first went about securing a mortgage for your home how did you do it? Did you go through your bank and speak with the mortgage specialist on hand at the bank branch or did you use Mortgage Brokers? I’m trying to decide which way works better for the home owner.

When Chris and I bought our home we first started out talking with our banks but we didn’t really like the offers that they were giving to us. You see they can only offer whatever mortgage types that the bank they work for handles. We switched to a mortgage broker who’d been recommended to us by our real estate agent, who did not receive any payment from us for his services, and he was able to look through all of the offers with all the banks that have mortgage packages and he found us what I still believe to be the very best mortgage at that time.

Interest rates were really low 5 years ago, and the bank was offering us a mortgage at 5.1% I believe. When we went through our broker we got a mortgage with 0% interest for the first 6 months and then after that we only paid 1% interest for the longest time until the mortgage rates began climbing again. As of right now our mortgage rate is only 4.5% and that’s still a much better deal that what most people are offered.

So my vote is for talking with a mortgage broker when getting a new mortgage for your home. What do you think? What have your experiences been like compared to my own?

Great selection of Ecards

by

Can you believe that Valentines day is coming up in less than a month? I know that some people enjoy sending cards to all of their loved ones on Valentines- not just their special someone. Luckily for Chris and I every day is Valentines.

I have a number of people on my list that I like to send cards to – not just at valentines, but for their birthdays, anniversaries and other special occasions or holidays, so I’ve been thinking of maybe joining a site where I can get free ecards. The Yahoo American Greetings site is one free e-card site that I’ve considered because it has such a wide selection of cards.

I also like the fact that when I use the Yahoo American Greetings site, if I become a member for as low as $13.99 I’ll be able to send as many cards as I like, schedule them for delivery in advance and save money on postage, cards and envelopes. It’s also great because if I were to forget to send a paper card by the mail I can always send a last minute birthday card through the greetings site.

I like to add personal messages to the cards I send as I think it adds value to the card, and with Yahoo American Greeting e-cards I have the ability to compose messages on any card I send.

I think I’ll try their free 30 day trial. I’m certain that I’ll enjoy the service enough that I’ll sign up for full membership.

If you like to send E-cards to your friends and relatives why don’t you check out the site too?

Meta

Search this site

Tags

blog blogs camera Canada Chris computer crohns dinner dog Family flower flowers Food friends funny garden Gardening Green Thumb Sunday Health and Fitness Health Fitness and Beauty holiday home Home and Lifestyle house husband IBD Inflammatory bowel disease Internet Music neighbors pain photo photos plants puppy Shopping sick sleep spring Toronto TV Video visit website Wordless Wednesday