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Working Capital for your restaurant or retail business

June 18, 2007 by Tricia

I know many people who are in the restaurant business. They or their families own franchises or small restaurants. It’s a difficult business – between the hours of business, keeping good employees and creating a delicious menu that will keep clients coming back for more.

Getting business loans to finance a small to medium sized business can be a stressful process as well.

Advance Restaurant Finance is a company that specializes in short term, working capital loans. As per their name they do specialize in loans for restaurants but they also work with small to medium sized retail merchants.

If a business qualifies, the working capital that they’ll receive is a loan, and the interest that the business will pay as the loan is paid off is tax deductible.

Visit the ARF website to learn more if you are looking for working capital for your restaurant or retail business. If you like what you see you can request a call back in order to learn more and perhaps start the process of applying for financing.

The roses, oh the roses!

June 17, 2007 by Tricia

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Octavia Hill Rose

My roses are blooming. All of them are blooming! Come visit my backyard and smell their sweet perfume. It’s heavenly.

Three of my rose bushes are taller than I am and they are just covered with scented spring buds and blooms. It’s gorgeous! There’s white ones, pale yellow ones, rich yellow ones, pink ones, pink ones, pink ones, and red ones!

I went out and finally did some work in my garden yesterday. My back is now aching! It as nice to be surrounded by such beauty and scent. My lavender is just about ready to bloom too and I was working with it to straighten it out and the scent of lavender mingled with the beautiful rose scents. Ahhhhh! I must bottle that scent for winter!

The photo above is not this years. I did take some photos while I was out but I haven’t transfered them to my computer yet. Just wait until you see them!

Sadly I lost some roses this winter. You can find out which ones on As the Garden Grows.

Gardeners, Plant and Nature lovers can join in every Sunday, visit As the Garden Grows for more information.

EPAY offers universal payment system for merchants and clients

June 17, 2007 by Tricia

If you have an ecommerce website it might be worth your while to visit EPAY. With EPAY your online clients can pay for goods or services with virtual credit cards. It’s very much like the service offered by Paypal, however EPAY allows instant transfers from both EPAY and non EPAY members in over 196 countries. It truly is a universal online payment system.

Is it a secure and reliable service? Yes it is. They have two independent security companies that scan their system every day. They also state that they will never block or freeze accounts. EPAY also offers 128 bit protection, password and digital signatures, IP protection and many other forms of secure service.

If you registered with EPAY as a merchant you’ll be able to accept payments from EPAY members in both EUR and USD funds. If by chance your clients are not members of EPAY that’s not a problem. Your clients could pay into your account with a bank transfer, pecunix or e-gold.

It’s also possible for both businesses and clients to use Virtual credit cards, Virtual debit cards, send SMS and make SMS payments, as well as send invoices by email or to any mobile phone worldwide.

Obviously I’m not a merchant, but I think that I will sign up for an EPAY account to try it out. I mean if I find an online store that I’d like to purchase an item from the more ways that I’m able to pay the better. Plus, as an EPAY member I could easily apply for one of their new premium debit cards. EPAY debit cards are MasterCards and they work online like a credit card, plus they all work in POS and ATM.

I wouldn’t even need to provide a credit history if I applied because anyone in over 200 countries can apply for an EPAY premium debit card without a credit check. I’d also be able to do my cash withdrawals using the premium debit card.

I like the versatility of EPAY. It sounds like it would be a valuable online payment system for merchants and their clients. EPAY offers SMS service, email payments, various options for funding, withdrawal and transfer, merchant tools, and cards. I could be wrong but I don’t think any of the other online payment services offer so many different options to their members.

Think all of that sounds great? Well, there’s one more thing I have to tell you. EPAY also has an affiliate program. EPAY members can refer friends or merchants and earn a 10% commission from all transaction fees of new members that they’ve referred. Sounds good to me!

Free piano lessons newsletter

June 13, 2007 by Tricia

If you’ve always admired others who have the ability to play a musical instrument or perhaps have always wanted to learn how to play the piano, now’s your chance.

Playpiano.com is a website where you can sign up for the Free piano lessons email newsletter for adults on “Piano Chords & Chord Progressions”. This email newsletter is sent to you for no charge every five days or so. All in all you’ll get a total of 101 issues.

When I visited over the website for more information it looks like you’ll be taught how to read chords first and foremost since they are the basis of all music. If you understand chords you should be able to play anything.

If you enjoy the free piano lessons that you’ll get through each newsletter installment you might decide that you want more in depth lessons. If so, you can purchase full piano courses for adults on DVD and CD.

If you do well with your lessons you’ll soon be entertaining your family and friends. Perhaps you can have your own musical entertainment nights?

Visit the site to get more information.

Did I miss my ride?

June 13, 2007 by Tricia

Wordless Wednesday

It was so hot here yesterday that I only wish a car filled with people armed with water guns would have driven by while I was outside!

Wow take a look at the drivers seat! Was this a prank or were they trying to get somewhere? I really don’t know.

Looking at this, well the water gun made me thing of running through sprinklers when I was a kid. That was always fun.

We do have a water gun but I use it to spray the pigeons and squirrels that keep coming into my garden. It’s fun and it works! for a little while anyway.

Want to Join Wordless Wednesday’s? Sign up here:

Working Capital for your restaurant or retail business

The roses, oh the roses!

EPAY offers universal payment system for merchants and clients

Did I miss my ride?

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