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Tricia's Musings

Random Thoughts about life in general, living in the big city of Toronto

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Running low on money?

November 27, 2006 by Tricia

I don’t know about you, but in past I went through a period where I lived from pay check to pay check. LOL now I don’t even have a paycheck so I guess things are worse in some ways. Anyway back in the days when I was getting my Jewelry business started I literally had no money, I was putting everything back into the business. I worked at my business 5 days a week, and I also had three part time jobs to help pay the bills. Wasn’t I a dedicated entrepreneur?

Around that time a company started up that would allow you to get a cash advance on your pay check and the company was National Payday. National Payday provides payday loans and cash advances both quickly and securely at competitive rates. I never did end up using the company, some how I always managed to scrimp to pay my bills or get by an extra few days until I got paid. I think I ate a lot of salad and macaroni in those days.

If you think you might ever need to get a cash advance or a pay day loan keep National payday in mind. Right now they are offering free pay day loans of up to $600 for new customers. You can’t beat a free loan! They make it very easy to borrow money when you need it. Naturally your first payment for the money advanced to you will occur when you receive your next paycheck. At that time you can choose to pay off your whole pay day loan or the minimum portion owed. It’s up to you.





Filed Under: Finance Tagged With: cash advance, free loan, pay check, pay cheque

Graham Thomas English Rose

November 26, 2006 by Tricia

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a cluster of graham thomas

Yes, some of our roses are still blooming. They shouldn’t be but they most definitely are blooming. They do not look as lovely as these Graham Thomas English Roses do in this photo though. This photo was taken sometime this past summer. Probably in July.


I still haven’t managed to winterize my garden this year. I’m starting to think that I might not get it done. If I don’t cover up some of the plants it will be very interesting to find out how they do over our freezing cold winters.

Have any of you in cold areas been as slow as I am to take care of your yard before winter hits?

Gardeners, Plant and Nature lovers can join in every Sunday, visit As the Garden Grows for more information.

Only Green thumb members should put their links below. Everyone else who comments gets a link under the post anyway. 🙂

Filed Under: Green Thumb Sunday Tagged With: English Rose, garden, Gardening, Graham Thomas, Green Thumb Sunday, photo, photos, plants, yellow rose

Free Insurance quotes

November 26, 2006 by Tricia

I’ve been thinking of changing our home and car insurance over to a new company – or well, at least checking to see if we could get a better deal with another company. So I found a site that offered free insurance quotes in order to see what I’d find out there.

The site that I found was HomeTown Quotes and it turned out to be very easy to use. Right from the main page you can begin inputting your information to look for Auto, Home, Renter, Life or Health insurance. Right now I have a combination of home and car insurance and I receive a discount from our current insurance company because I combined the two types of insurance. That’s the only thing that I would have liked to see on the HomeTown Quotes site – a way to combine insurance quotes. Anyway, I filled out my information for home insurance, answering the various questions with the mostly multi-choice answers they provided. It took less than 5 minutes for me to do this, and it ended with me sending for a free quote. The quote that I got seemed quite reasonable but I’ll have to get in touch with some of the companies to see about combining car and home insurance and find out what they would charge me for combined insurance before I make a decision.

If you’re looking for insurance you might be interested in visiting a company such as Home Town Quotes in order to find the best rates for your insurance needs too.

Filed Under: Finance Tagged With: auto, car insurance, crohns, Health and Fitness, Health Fitness and Beauty, home insurance, IBD, Inflammatory bowel disease, Insurance, life, pain, Renter

Ignorant People

November 26, 2006 by Tricia

I’m getting tired of my neighbors visitors. Chris went out to the store Thursday evening. He was gone as little as 20 minutes. While he was gone our neighbors relatives came to visit. Unfortunately the single parking spot on our short block that is legal to park in was taken so rather than parking the car on the street opposite our house where most people park they parked behind the car in the legal spot.

Which means that they parked on the street and blocked our driveway.

Our two closest neighbors friends and relatives do this all the time. I don’t mind so much if they are just parking there for five minutes – like when they are picking up one of the elderly ladies to take them somewhere or dropping them off. That’s fine. But parking there for close to an hour? No way.

My husband is useless in this matter. He doesn’t mind. Since it’s usually relatives of these neighbors that do this he figures he can just either park on the street until they are gone, or knock on one of the neighbors doors and ask them to move if we have to go somewhere.

Right. That’s a nice attitude, and that means my husbands a nice guy … but I guess I’m not so nice. I just think it’s rude and ignorant and I sit there and wish that the traffic cops come round and give them a BIG fat ticket when I see them parked out there.

Two years ago when my husband was sick with what the doctors thought was a life threatening heart condition I’d get really pissed when I’d see a car blocking our driveway. I took him to Emerg so often back then that the though of someone blocking our driveway when we’d have to get out for an emergency ticked me off.

Why do people do this? You just make people angry, and if you get a ticket it’s probably going to be two or three times more expensive than parking on the street in a no parking area.

Grrrrrr! These people make me so mad!

How would you feel if someone was blocking your driveway?

What types of things do your neighbors do that makes you angry?

Filed Under: The Neighborhood Tagged With: angry, blocked driveway, car parking in front of driveway, fine, illegal, neighbors, The Neighborhood, ticket, visitors

Uprise in Scooter popularity?

November 26, 2006 by Tricia

I’ve been seeing more and more people driving around my area on scooters – manual, electric and gas powered. It seems the trend is on the rise, or perhaps it’s the area that I live in where everything is relatively close by – not far enough to walk but no really a justified drive?

Wondering why the huge surge in popularity of these machines I went looking for some online and I discovered Urban Scooters, a company that sells a line of what they call X-Treme Scooters. I’m amazed at the line of scooters that they have, some are very powerful, particularly their x-treme line of scooters.

The X-Treme X-140 is a model that’s suitable for kids, only going 10 mph. It looks much more like a traditional scooter than say the X-Treme XP-700 which looks very much like a compact motorcycle – to me it does anyway.

It’s unbelievable how many types of scooters they have and how different they look from what one might imagine when you hear the word scooter. The X-Treme X-250 is probably the type I would get if I were to get one. It goes about 13 mph and is said to be a more rugged than the x-140 model. Likely perfect for tooling around the city with I would imagine.

I guess, after a looking at a site like Urban Scooters I can see why so many people in this area are buying them. They look like an interesting mode of transportation- and an inexpensive one at that.

Filed Under: Shopping Tagged With: electric scooter, gas scooter, Scooter, Urban Scooter, X treme Scooter

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