Tricia's Musings

Random Thoughts about life in general, living in the big city of Toronto



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Running low on money?

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I don’t know about you, but in past I went through a period where I lived from pay check to pay check. LOL now I don’t even have a paycheck so I guess things are worse in some ways. Anyway back in the days when I was getting my Jewelry business started I literally had no money, I was putting everything back into the business. I worked at my business 5 days a week, and I also had three part time jobs to help pay the bills. Wasn’t I a dedicated entrepreneur?

Around that time a company started up that would allow you to get a cash advance on your pay check and the company was National Payday. National Payday provides payday loans and cash advances both quickly and securely at competitive rates. I never did end up using the company, some how I always managed to scrimp to pay my bills or get by an extra few days until I got paid. I think I ate a lot of salad and macaroni in those days.

If you think you might ever need to get a cash advance or a pay day loan keep National payday in mind. Right now they are offering free pay day loans of up to $600 for new customers. You can’t beat a free loan! They make it very easy to borrow money when you need it. Naturally your first payment for the money advanced to you will occur when you receive your next paycheck. At that time you can choose to pay off your whole pay day loan or the minimum portion owed. It’s up to you.





Free Insurance quotes

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I’ve been thinking of changing our home and car insurance over to a new company – or well, at least checking to see if we could get a better deal with another company. So I found a site that offered free insurance quotes in order to see what I’d find out there.

The site that I found was HomeTown Quotes and it turned out to be very easy to use. Right from the main page you can begin inputting your information to look for Auto, Home, Renter, Life or Health insurance. Right now I have a combination of home and car insurance and I receive a discount from our current insurance company because I combined the two types of insurance. That’s the only thing that I would have liked to see on the HomeTown Quotes site – a way to combine insurance quotes. Anyway, I filled out my information for home insurance, answering the various questions with the mostly multi-choice answers they provided. It took less than 5 minutes for me to do this, and it ended with me sending for a free quote. The quote that I got seemed quite reasonable but I’ll have to get in touch with some of the companies to see about combining car and home insurance and find out what they would charge me for combined insurance before I make a decision.

If you’re looking for insurance you might be interested in visiting a company such as Home Town Quotes in order to find the best rates for your insurance needs too.

Ignorant People

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I’m getting tired of my neighbors visitors. Chris went out to the store Thursday evening. He was gone as little as 20 minutes. While he was gone our neighbors relatives came to visit. Unfortunately the single parking spot on our short block that is legal to park in was taken so rather than parking the car on the street opposite our house where most people park they parked behind the car in the legal spot.

Which means that they parked on the street and blocked our driveway.

Our two closest neighbors friends and relatives do this all the time. I don’t mind so much if they are just parking there for five minutes – like when they are picking up one of the elderly ladies to take them somewhere or dropping them off. That’s fine. But parking there for close to an hour? No way.

My husband is useless in this matter. He doesn’t mind. Since it’s usually relatives of these neighbors that do this he figures he can just either park on the street until they are gone, or knock on one of the neighbors doors and ask them to move if we have to go somewhere.

Right. That’s a nice attitude, and that means my husbands a nice guy … but I guess I’m not so nice. I just think it’s rude and ignorant and I sit there and wish that the traffic cops come round and give them a BIG fat ticket when I see them parked out there.

Two years ago when my husband was sick with what the doctors thought was a life threatening heart condition I’d get really pissed when I’d see a car blocking our driveway. I took him to Emerg so often back then that the though of someone blocking our driveway when we’d have to get out for an emergency ticked me off.

Why do people do this? You just make people angry, and if you get a ticket it’s probably going to be two or three times more expensive than parking on the street in a no parking area.

Grrrrrr! These people make me so mad!

How would you feel if someone was blocking your driveway?

What types of things do your neighbors do that makes you angry?

Sofies TV blew up!

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Ok, her TV didn’t blow up but when Chris went over there on Thursday afternoon after she’d knocked on our back window, as she loves to do several times each day, he discovered that her TV wasn’t working anymore and that it had a distinct electrical smell to it.

Our elderly neighbor Sofie told Chris that her son was going to bring her a new TV the next day. Why, then did she call our house twice and knock on the windows a few times? I’m not sure. I hadn’t been feeling well on Thursday and I was upstairs in bed trying to sleep when I’d heard the taps on the window. I didn’t get up because I was totally out of it … plus I figured she was just coming over to say hello like she does several times a day anyway.

Chris being the nice guy that he is decided to take our small TV that we keep in one of our guest bedrooms over to her. She’s elderly and easily bored so he thought this would help her pass the time through the evening until her son would show up with another TV for her. But her other son showed up while Chris was there and he’d brought a TV with him.

Cut to Friday. I guess Sofie didn’t have any problems with the TV on Thursday night, but on Friday she had problems. Between Chris and I we’ve been over to her house to turn on her TV or change the channel for her no less than 7 times.

She can’t see the displayed numbers on the TV when the channel changes, nor can she see the numbers on the TV converter in her hand. She likes leaving the TV on channel 4 so I really don’t know what the problem is. We’ve shown her how to select the numbers in a few different ways like counting the buttons or using the channel up and down control, but every time she gets herself on a different channel she calls us.

We’ve called her son and told him that he must get her a TV converter with gigantic buttons so that she can see the numbers. Maybe that will solve the problem. If it doesn’t she’s going to keep calling us and asking us to come over several times a day.

She refuses to live with her sons who have each invited her to come live with them. She likes living on her own and I don’t blame her. However in the past year there’s been a lot of signs that she’s not coping well on her own. She’s lonely, she’s fallen several times and now her eyes are obviously failing – plus the visits to fix her TV probably weren’t just because she couldn’t get the channel that she wanted back on, I’m sure they were cries of loneliness.

Neighbors! ARghhhhH!

Detect the speed of moving objects with a radar detector

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Do you use a radar detector when you’re driving? Did you know that you could use radar detectors for other things?

If you are the coach of a junior baseball team you could use a radar detector to figure out the speed of the ball; or if your watching sports events – racing, running, swimming for example you could used them to detect the speed of a particular racer.

I bet a number of you didn’t think of those uses did you? We can’t use radar detectors here in Canada when we’re driving, well not in Ontario anyway, because they are illegal – and the fine is higher for having one than the speeding ticket would be. However, I do know a lot of Americans who swear by their radar detectors and I thought you might be interested in visiting OpticSale.com to see their line of radar detectors.

As I said they have several different types of radar detectors – sports, motion radar, radar scramblers and so own by well known companies. Check the site out if you are interested in looking at their line of radar detectors.

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