If you have an ecommerce website it might be worth your while to visit EPAY. With EPAY your online clients can pay for goods or services with virtual credit cards. It’s very much like the service offered by Paypal, however EPAY allows instant transfers from both EPAY and non EPAY members in over 196 countries. It truly is a universal online payment system.

Is it a secure and reliable service? Yes it is. They have two independent security companies that scan their system every day. They also state that they will never block or freeze accounts. EPAY also offers 128 bit protection, password and digital signatures, IP protection and many other forms of secure service.

If you registered with EPAY as a merchant you’ll be able to accept payments from EPAY members in both EUR and USD funds. If by chance your clients are not members of EPAY that’s not a problem. Your clients could pay into your account with a bank transfer, pecunix or e-gold.

It’s also possible for both businesses and clients to use Virtual credit cards, Virtual debit cards, send SMS and make SMS payments, as well as send invoices by email or to any mobile phone worldwide.

Obviously I’m not a merchant, but I think that I will sign up for an EPAY account to try it out. I mean if I find an online store that I’d like to purchase an item from the more ways that I’m able to pay the better. Plus, as an EPAY member I could easily apply for one of their new premium debit cards. EPAY debit cards are MasterCards and they work online like a credit card, plus they all work in POS and ATM.

I wouldn’t even need to provide a credit history if I applied because anyone in over 200 countries can apply for an EPAY premium debit card without a credit check. I’d also be able to do my cash withdrawals using the premium debit card.

I like the versatility of EPAY. It sounds like it would be a valuable online payment system for merchants and their clients. EPAY offers SMS service, email payments, various options for funding, withdrawal and transfer, merchant tools, and cards. I could be wrong but I don’t think any of the other online payment services offer so many different options to their members.

Think all of that sounds great? Well, there’s one more thing I have to tell you. EPAY also has an affiliate program. EPAY members can refer friends or merchants and earn a 10% commission from all transaction fees of new members that they’ve referred. Sounds good to me!