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You are here: Home / Archives for Home and Lifestyle / Money

Writing overload!

June 8, 2007 by Tricia

I feel so out of it this week.

My Crohn’s is acting up and I haven’t been sleeping well at all. At the same time it feels like the internet work that I have is increasing and increasing.

I think I need to add a few more hours to each day in order to get things done and get enough sleep that I’ll feel better.

I have at least seven major articles that I have to write over the next day and a half, and I’m fairly certain that I’ll have more assignments from another company within a few hours.

I think, other than getting those articles finished, I might just take the weekend off to relax if I can.

It’s just so weird. Here I am home sick, unable to work because of my illness, yet I seem to have too much work at home? Kind of ironic isn’t it?





Filed Under: Home and Lifestyle, Make Money, Money, Sales and Marketing Tagged With: article, articles, company, crohn, crohns, Health and Fitness, Health Fitness and Beauty, home, IBD, ill, illness, Inflammatory bowel disease, Internet, more hours, pain, sick, sleep, sleeping, too much, work at home, write

Poyperp0st Direct is best for advertisers and bloggers

May 30, 2007 by Tricia

In the early morning hours of May, 24th, Pay/perp0st launched Pay/perp0st Direct. P Direct, as it’s come to be known in the short time that it has existed, was created to let bloggers interact and accept advertising offers directly from advertisers. Just as the name implies.

Over the last year I’ve work with a number of companies that have been created in order to allow advertisers to use a new form of advertising to promote their companies, services, or products on blogs. Each company is a little bit different from the other in the way that they do business with bloggers and advertisers.

Poy/perp0st direct is the best deal around:

I can only speak as a blogger, as I’ve never signed up with any of these companies to create advertising opportunities of my own. Therefore, from a bloggers standpoint, I have to say that P Direct offers both the blogger and the advertiser the best deal all round. Pay/perP0st direct only charges an extra 10% on top of the fee that the blogger sets as his or her price for a post. 5% of that fee goes towards covering the cost of Paypal and credit card transactions.

I say this because I know that each of these companies either take fees from the bloggers stated price for writing a paid post, or they add fees on top of what the blogger is paid to write an article.

I’ll break it down for you.

The original, and still available Pay/perp0st:

Pay/perp0st still allows bloggers to get paid to bl0g through the system that they began using back in July of 2006. That system allows advertisers to create advertising opportunities for whatever amount they’d like to pay, with the minimum payout to the blogger being $5. The bloggers can then pick and choose which opportunities they’d like to create as a post on their blog.

On Pay/perp0st this method of advertising costs advertisers a $5 service fee whether they create 1 opportunity or several hundred. There’s also a 35% charge on top of each opportunities fee. An advertiser could get 14 posts for $99.50 for a cost of $6.75 per post. The blogger would get $5 for a post that costs the advertiser $6.75.

100% markup at Rev1ewMe

Sites like Rev1ewMe have 100% markup. Tricia’s Musings is listed in the Rev1ewMe marketplace. When an advertiser decides to have me write a post through Rev1ewMe my price per post is listed at $150 at Rev1ewMe. I only get $75 of that fee, and Rev1ewMe gets the rest. I don’t know if Rev1ewMe charges the advertiser any other fees on top of the outright fee of $150 that he or she would have to pay to have me discuss their site or product on this blog.

I believe the lowest price that a blogger can charge at Rev1ewMe is $40, with of course $20 going to the blogger, and $20 going to Rev1ewMe if that bloggers site is chosen for a post.

35% removed from bid price at Sp0nsoredRev1ews

Spons0redRev1ews takes 35% of whatever I bid on any advertising opportunities that are listed in their marketplace. The amount that I bid on Sp0nsoredRevi1ews depends on what the advertiser is asking for, and what price limits they have set.

If an advertiser posts an opportunity and they say they are willing to pay between $10 and $125 for a post, well, I’ll usually bid $80 for a post on this blog. A bid of $80 would pay me $52 for a post if my bid was accepted, with the other 35% going to Sp0nsored Rev1ews. Again, I don’t know if Spons0redRev1ews charges advertisers any other fees on top of the full price bid by each blogger.

The lowest price an advertiser can list on Sp0nsoredRev1ews is $5, but with 35% being taken off the bid it’s really not worth it for a blogger to do a post for $3.25.

There are several other companies out there where advertisers may create writing opportunities for bloggers. The fees vary at each of the companies.

Pay/perp0st Direct:

P Direct is just the first part of a new Pay/perp0st release. I believe the second part will be the creation of a marketplace on Pay/perp0st where advertisers could easily pick and choose which blogs they’d like to offer a direct writing opportunity. I don’t know yet if Pay/perp0st will increase their low 10% service charge for advertisers that use the marketplace, but if they do, I would imagine that it will still be the lowest price of any service.

The way P Direct works at this time is:

1. Bloggers place a P Direct Badge on their site. Mine is located in the top left sidebar.

2. If an advertiser, or perhaps another blogger happens across a blog with a Badge on the site, and they decide that they’d like to have that blogger write about their website, company, product or service they can simply click on the badge and a form will pop up that looks like this:

pdirectcreateoffer.jpg

If the form comes up with an error the advertiser should be sure that they are using the address listed in the top right of the pop up form. Sometimes the inclusion or exclusion of the www causes an error. I believe that is fixed now, but if you get an error you know what you should try – check that the url is the same as what’s listed.

3. The advertiser would then fill out the form, listing exactly what they’d like the blogger to write about, and specify the amount of words from 50 to 300, whether the post is a detailed write up, buzz or opinion, and the tone of the post. At this time the tone is set by default to positive, but the an advertiser could choose neutral or negative if they’d like.

Considering that most bloggers write their best posts in a neutral tone, and are not comfortable with being asked to write a positive article my suggestion would be for Pay/perp0st to make the default tone neutral. I for one prefer neutral requests.

The lower right corner of the offer form clearly states what the bloggers minimum fee is set at, and that there will be a 10% charge on top of the fee offered.

At this time I’ve set my fee at the low price of $20. I believe this is an excellent price for a detailed article such as this one on a popular blog.

An advertiser using P direct to request a post would be charge 10% on top of my $20 charge for a total cost of $22. Considering that an advertiser would pay 35% to 50% more, plus possible service fees either through regular Pay/perp0st, Rev1ewMe, Sp0nsored Rev1ews, or another service I think this is a pretty good deal.

4. Once an advertiser has finished creating their P Direct offer they would hit the submit button and I believe they will be taken to the Pay/perp0st website where they can either sign in with their existing advertising account information, or create a brand new advertising account. The advertiser would also have to deposit money into their advertising account to cover the cost of the offer they just created. I believe that an advertiser can use a credit card or Paypal for their payment.

5. The blogger would then be sent an email message telling them that they have a new P Direct offer. To discover exactly what the offer is the blogger would have to sign into their Pay/perp0st account and visit the P Direct area by clicking on the Opportunities tab in the dashboard.

The P Direct area as viewed by a blogger:

pdirectpage.jpg

6. They would be able to see any P offers that they have waiting once they reach the P Direct area. A blogger could use the arrow buttons on the left of each offer to expand one offer at a time in order to see the specific offer.

Here’s what this P Direct offer looked like:

pdirectoffer.jpg

7. The blogger could accept the opportunity immediately or, if a blogger decided that the request deserved a higher price due to amount of words or links requested, or would prefer a different tone of post than was requested by the advertiser they could click on the negotiate button and send a message to the advertiser, to which the advertiser would have to respond in order for the blogger to be able to accept or decline the offer.

To learn more about how the P Direct system works for advertisers and bloggers you can view the video in this Pay/perp0st Direct blog post. The video is an excellent tutorial and I only wish that they had more tutorial videos throughout the whole Pay/perp0st website.

Why use P Direct?

Now the big question. Why would a blogger and advertiser use this system rather than deal with each other directly? For security reasons of course. Pay/perp0st offers the security and safety of an escrow-like service.

The money deposited for the post is held while the blogger writes the post. The advertiser has up to four days from the time the completed post is submitted to decide if they approve of the post or not. During that time period the advertiser could also request changes to the post if necessary. Payment is made to the blogger when the advertiser is happy with the post, or once the four day time period elapses.

Sure, bloggers and advertisers could deal directly with each other but what happens if payment isn’t made when stated or when one party isn’t happy. Wouldn’t it be nice to have the security of that middleman?

Filed Under: Cool stuff, Internet, Make Money, Money, Sales and Marketing, Services, The Blogisphere, Web and Technology, Website Promotion, Writing Tagged With: amount of words, blogger, business, card payment, company, credit, credit tone, deal, email, information, low price, lowest charge, lowest price, media, Money, negative tone, neutral tone, offer, paypal, paypal payment, positive tone, posts, price, prices, Product, promote, service, service charges, service fees, special, special deal, special price, style, Video, visit, website, words, write, Writing

Has the internet allowed you to consider working from home?

May 18, 2007 by Tricia

I just wrote about the idea of having a home based business and being able to work from anywhere in the world. How nice would that be?

It’s funny though. I was just thinking about how, when I was growing up as a child – the news, books, documentaries, and movies always made it seem that many people would be working shorter work weeks, fewer hours with higher incomes and that many people would be working from home.

I do believe that over the last decade or so that this has become a reality for more and more people.

The internet and advanced communications technology has made it possible for many people to work fewer hours in their place of business, work from home, work abroad and to make good money while doing so.

I think that women have probably had the most luck at taking advantage of the way things have changed with how we work.

I mean, if a woman wants to have children she often must take some time off to recover from giving birth and to care for her new born child. There are still many countries that do not guarantee maternity leave and that a job will still be waiting for a woman when they return from caring for their newborn. I could be wrong but I think even in the US – at least in some states, Maternity leave is not guaranteed. Maternity and or paternity leave is guaranteed here in Canada and that does make it easier for people to have a family and go back to the workforce when their child is a year old.

Women who don’t have maternity leave or who opt to stay at home while their children are young were traditionally left income- less. With the cost of living going up and up it’s hard for any family to not need two incomes.

I know several women who have used the internet to generate an income. Either through coming up with a fantastic website that generates a good income through advertising, or by creating small e-businesses that they can work from home. Some of these women have been inventive too and have come up with new products- often related to children or child care and have started out by selling these items over the internet.

Other women have worked out a deal with their place of employment whereby they are able to do most of their work at home and perhaps only go into the office once a week or less, yet still make the same or almost the same income as when they worked 40+ hours each week in the office.

Prior to the internet – say 15+ years ago, this just wasn’t possible. Yes men and women were still finding ways to make income from home and were being creative entrepreneurs, but there were fewer of them out there than there is now.

How has the internet changed your life? Do you work from home or generate some extra money through work on the internet or through your website or blog?

Filed Under: Employment, Finance, Home and Lifestyle, Money, Web and Technology Tagged With: blog, business, children, Family, home, Internet, internet allows us to work from home, Technology, website, woman, women, work from home

DebtHelp.com Articles and information for kinds of financial problems

May 6, 2007 by Tricia

I’ve just been visiting a site called DebtHelp.com that has informative articles about just about any kind of financial dealing that you may ever encounter. It’s basically a one site solution for any and all of your financial needs.

There are articles about debt consolidation loans, settlements and counseling, Mortgage Refinance, Home Equity Loans, and Second Mortgages, Student Loan Consolidation Programs for Federal and Private Loans, and Tax Loans, Offer in Compromise, Garnishments, and Payment Plans.

You see what I mean? At some point we all end up taking out a loan, starting or mortgage or if we are really unlucky end up having to pay back a lot of taxes! Why not use a site such as this to learn more about the particular financial situation you find yourself in?

Not only will you find excellent articles on this site, but you’ll also be able to get help from their staff of financial experts. You can get simple and secure quotes for a dozen different debt products that will help you get out of debt quickly and easily.

Visit the Help Center to find financial related articles, use search to find specifically what you’re looking for, and ask questions that will be answered by the sites team of debt experts.

I’ll bet that some of you reading about this wish you’d found this site as you were preparing your taxes! Visit the site now and bookmark it in case you need it in the future. Read through the articles too just in case some of the information is helpful to your current situation.

Filed Under: Family, Home and Lifestyle, Money Tagged With: debt consolidation, Delbthelp.com, financial needs, financial website, free financial help, team of financial experts

Save energy, save money, cut C02 emissions

May 5, 2007 by Tricia

I know that Earth Day has passed and I really wish that I’d come across this great article about lowering your homes carbon emissions earlier as I would have written about it for Earth Day.

The article discusses 20 different ways in which you can reduce your use of energy and thus the amount of carbon emissions that your produce in your home. I’m happy to say that Chris and I already do almost every single item on the list and in fact I could probably add to that list too.

I would hope that almost everyone is participating in a recycling program in their area. It’s so easy to do once you get used to it. Here in Toronto recycling is the law. Every second week the city picks up all of our recycled items such as cans, plastic containers, bottles and paper products. From April through to December the city also picks up yard waste – such as plant trimmings, leaves and items like that. Depending on the exact time of year this happens weekly or biweekly. They also pick up Green garbage weekly.

Green garbage is everything from table scraps, to napkins of serviettes that we perhaps use while we are eating, tissues and things like that. Now, we do have a composter in our backyard so we don’t give the city all of our scraps, but we do have something to put out weekly.

The article that I read says that by participating in a recycling program and by purchasing items made with recycled content, just an increase of 10% alone, will save the average household 91 kg C02 over a years time. Considering that recycling programs are mandatory in many municipalities, and that many stores sell products made of recycled content I would think that just about everyone is doing this to some extent.

You know what’s really strange. I was going to talk about this anyway before I found this article because something happened earlier this week that made me think about writing a post about saving energy. Finding this article just reminded me to get that post done.

You see, earlier this week we had a nice young girl knock on our door. She was working with our city in a program called TAPS TORONTO that’s being provided by the Toronto Hydro Electric System and Enbridge (a natural gas company). Absolutely free of charge she gave us a new shower head for our shower that would reduce water usage, a kitchen facet aerator, a bathroom faucet aerator, foam pipe insulation (to wrap around a hot water pipe and prevent heat loss), and four 14 watt Compact fluorescent light bulbs. Well probably save more than $100 a year just by using all of those items.

It’s funny too because we always seem to manage to get free compact fluorescent bulbs each year. We started using them about four years ago, and every light in our home that can be fitted with one of these energy saving light bulbs has one in it. They last forever too – much longer than regular incandescent bulbs. I think each year we manage to get 4 to 8 free.

Along with discussing the use of low flow shower heads which we were given the other day, and which we already use in our home, the article states that by using energy efficient light bulbs such as the compact fluorescent light bulbs that we just got for free you can cut C02 emissions.

If you aren’t already using the compact fluorescent bulbs think about trying them. The light they provide is very similar to that of the incandescent bulbs that you are likely still using, but considering that most of these compact fluorescent bulbs are 12 -15 watts compared to the normal incandescent bulbs 60 to 75 watts you’ll save both energy, money and C02 emissions by using them.

Just replace your incandescent bulbs as they burn out with the new fluorescent bulbs. If you only change three of them over the next year you’ll save 136 KG of CO2 and €44 (£30 or $60 USD). Wow, I didn’t even realize you could save that much just by switching three bulbs over. Chris and I must be saving hundreds of dollars with at least 90% of our lighting now being compact fluorescent lighting.

Go have a look at the article and then let me know how many of those tips you are already doing. We are doing all but #19 (update insulation in home), but we’re working on that one.

Filed Under: Finance, Home and Lifestyle, Living Green, Money, Toronto Tagged With: C02 emissions, Co2 emission savings, earth day, energy saving tips, fluorescent bulbs, low flow shower heads, recycle, reduce energy use, reuse, save energy, save money

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