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Tricia's Musings

Random Thoughts about life in general, living in the big city of Toronto

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You are here: Home / Archives for Home and Lifestyle / Finance

Running low on money?

November 27, 2006 by Tricia

I don’t know about you, but in past I went through a period where I lived from pay check to pay check. LOL now I don’t even have a paycheck so I guess things are worse in some ways. Anyway back in the days when I was getting my Jewelry business started I literally had no money, I was putting everything back into the business. I worked at my business 5 days a week, and I also had three part time jobs to help pay the bills. Wasn’t I a dedicated entrepreneur?

Around that time a company started up that would allow you to get a cash advance on your pay check and the company was National Payday. National Payday provides payday loans and cash advances both quickly and securely at competitive rates. I never did end up using the company, some how I always managed to scrimp to pay my bills or get by an extra few days until I got paid. I think I ate a lot of salad and macaroni in those days.

If you think you might ever need to get a cash advance or a pay day loan keep National payday in mind. Right now they are offering free pay day loans of up to $600 for new customers. You can’t beat a free loan! They make it very easy to borrow money when you need it. Naturally your first payment for the money advanced to you will occur when you receive your next paycheck. At that time you can choose to pay off your whole pay day loan or the minimum portion owed. It’s up to you.





Filed Under: Finance Tagged With: cash advance, free loan, pay check, pay cheque

Free Insurance quotes

November 26, 2006 by Tricia

I’ve been thinking of changing our home and car insurance over to a new company – or well, at least checking to see if we could get a better deal with another company. So I found a site that offered free insurance quotes in order to see what I’d find out there.

The site that I found was HomeTown Quotes and it turned out to be very easy to use. Right from the main page you can begin inputting your information to look for Auto, Home, Renter, Life or Health insurance. Right now I have a combination of home and car insurance and I receive a discount from our current insurance company because I combined the two types of insurance. That’s the only thing that I would have liked to see on the HomeTown Quotes site – a way to combine insurance quotes. Anyway, I filled out my information for home insurance, answering the various questions with the mostly multi-choice answers they provided. It took less than 5 minutes for me to do this, and it ended with me sending for a free quote. The quote that I got seemed quite reasonable but I’ll have to get in touch with some of the companies to see about combining car and home insurance and find out what they would charge me for combined insurance before I make a decision.

If you’re looking for insurance you might be interested in visiting a company such as Home Town Quotes in order to find the best rates for your insurance needs too.

Filed Under: Finance Tagged With: auto, car insurance, crohns, Health and Fitness, Health Fitness and Beauty, home insurance, IBD, Inflammatory bowel disease, Insurance, life, pain, Renter

Have you thought about investing in gold bullion?

November 23, 2006 by Tricia

There’s gold in them thar vaults!

As I’m sure many of you know people have always purchased gold in the form of bullions as a way of investing their money in the hopes of getting a better return on their money when the value of gold increases.

Having been a jeweller in the past I have a tendency to watch the gold prices as they scroll by on the screen during the nightly newscast. When I was a jeweller in the late 80’s gold prices reached the highest that they’d ever been. Business was booming and people were purchasing all forms of gold as an investment. In the last 5 years the price of gold has steadily increased reaching, I believe, an all time high earlier this year.

If you’ve ever thought of investing money into gold bullion now might be a good time. A company called BullionVault.com has created a revolutionary new way for individuals to buy and sell gold bullion online. The gold bullion being traded is held in high security Brinks Vaults in international vaults – in London, New York or Switzerland. Clients using BullionVault can check on the value of their holdings daily because the company publishes the values daily on the site using anonymous aliases that are known only to the client his or herself.

Using the live Market order board at BullionVault you can buy or sell your gold holdings at real-time gold market prices. Apparently BullionVault.com has close to 2 tonnes of gold bullion in the vaults. There is a lot of valuable information on the site if you’d like to learn more about investing in gold bullion.

Filed Under: Finance, Jeweller/Jewellery Tagged With: bullionvault.com, buy and sell gold, gold bullion, invest in gold, Jeweller Jewellery, trade gold

Credit card search engine

November 19, 2006 by Tricia

Hey, I found a great site that you can use to search for Credit Cards. You can compare all kinds of credit cards, and credit card rates.

Even if you don’t have the best credit card rating the Credit Card Search Engine can help you find a suitable credit card. You can find every thing from Low Interest, Cash Back, Airline miles, Rewards, business, student and credit cards for bad credit. You can even apply safely and securely online. Try it out if you’re looking to get a new credit card.

Filed Under: Finance, Home and Lifestyle Tagged With: cash back, compare credit cards, credit, credit card, credit card search, low rates, search engine, student credit cards

I think he got the job!

November 8, 2006 by Tricia

Chris went to work Tuesday evening and everyone that he ran into kept congratulating him on getting the OR attendant position that I mentioned in a post this past weekend. Only problem was that he hadn’t been interviewed for the job yet. Huh?

Well he went and had his interview this afternoon and while they didn’t say that he got the job the director of the OR Recovery area told him he should speak with his current boss about the possibility that he would be changing positions before she did. Chris has balls (well of course, he’s a guy) so he told the director about people congratulating him the night before, and while she still didn’t confirm that he got the job she did reply to him that she “might have mentioned it to a few people.”

It will still be a part time job in the hospital but he’ll have more hours. He’s guaranteed 4 DAYS a week. No more day,evening and night shifts! Plus he’ll only have to be on call every third weekend, and when he’s on call he’ll get paid for four hours work even if he only goes in for an hour. AND since he’s still part time he’ll still be receiving the 14% on top of his hourly pay in lieu of benefits. HA!

The job hasn’t been confirmed but it’s looking good. Keep your fingers crossed please!

Filed Under: Employment, Family, Finance, Home and Lifestyle, Life with Chris, Money Tagged With: Chris, Hospital, more hours, new job, OR attendant, part time, regular hours

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