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You are here: Home / Archives for Home and Lifestyle / Finance

Get a mortgage deal with eAgent

April 26, 2007 by Tricia

If you’re looking for a new mortgage or your current mortgage is up for renewal you might be interested in visiting eAgent.com. It’s a new kind of way to find a Mortgage Deal check it out.

When you go to the eAgent Mortgage website you’ll first see a map of North America. You can click on e-Agent Balloon icons that you see in your State or Province. There might even be an eAgent in your city. Once you click on the e-Agent of your choose you can take a look at their mortgage offers and then if you are interested in discussing a mortgage deal with them you can fill out your contact information and that specific e-agent will get back to you within a short period of time with more information.

You can view deals up front without having to make any kind of commitment, plus, your contact information is only given to the eAgent that you’ve chosen to contact, no one else.

This is certainly a new way to find a great mortgage deal. Give it a try.





Filed Under: Finance, Home and Lifestyle, Real Estate, Sales and Marketing Tagged With: Canada mortgage deal, eAgent, eAgent balloon, find mortgage deals, mortgage, mortgage agent, Mortgage Deal, US mortgage deal

Looking for a new credit card?

April 23, 2007 by Tricia

I haven’t spent a lot of time in recent years looking for new credit cards but I can remember how confusing it was to find just the right one. I mean, there’s so many different types of credit cards out there these days that it can be hard to chose which one will suite your needs best. Perhaps that’s why so many of the people I know have multiple credit cards.

If you’re like me and have had trouble in the past deciding which credit cards suited you best you should have a look at CreditCardSearchEngine.com. They have a wide selection of the best credit cards available today.

They have offers for all of the different types of credit cards available. Everything from Credit cards that offer low interest, balance transfers, cash back, airline miles, gas credits, Rewards, student credit cards, Business credit cards, cards for those with bad credit, fair or average credit cards and sport rewards credit cards.

The site is really easy to use too. For example – If you were to look at the Low interest rate credit card section you’ll see a selection of different credit cards offers from different banks and credit companies. There’s a description to the right of each listing that tells you all about the card, and information directly below the card listing that tells you more about the card such as interest rates, and what level of credit history you need to apply and so on.

Once you find a card that you like you can apply for it right then and there from the description page.

On the main page of the site you can also search for credit cards by their brand or issuer. If you choose to do a search in this manner you can choose from Visa, Mastercard, Discover, American Express, Chase, Citi, Bank of America and many more.

I like the way this site has been layed out, and I think if you were interested in getting a new credit card this would be a great site to start with as it has so many listings, a lot of information about each of the card offerings and you can begin your application right from the CreditCardSearchEngine.com site. Check it out for yourself.

Filed Under: Finance, Home and Lifestyle, Services Tagged With: balance transfer, cash back, credit card, credit card search, information, low interest credit cards

I had the worst weekend!

April 11, 2007 by Tricia

I’m starting to feel like a broken record. “I don’t feel good” … I hope I don’t sound like that, really. In person or on this site. It’s just that, I really really don’t feel good! LOL

You know I like posting on my sites right? Well … if you don’t see new posts for day or more it’s probably because I’m not feeling all that well. I mean, I’m a woman … I can talk and post all day if I want to – it comes with the breed. We have lots to say. It’s just that when I’m feeling really bad I can’t make myself sit in front of the computer.

I thought that getting a laptop might help so I got one last August. My thinking at the time was that if I was having a bad day at least I could lie down or slouch on the couch (that rhymes!) and still type away, or at least surf my favorite sites. Stupid me … I’m a lefty and I like sitting or lying on the left hand side of the couch (left when facing) and uh … my left arm is touching the couches back. That makes it kind of hard to type. LOL

So you know what I do now when I’m lying on the couch not feeling well enough to sit up? I lie on my side, and have my laptop on the table next to the couch. I pull the table over so it’s touching the couch and lean in a weird position and type that way. I must say this works much better for surfing than it does for typing.

At least now that I have a laptop … well when my husband isn’t hogging it … I can go outside into my back yard garden with it, or uhm … I can lie in bed with it or even shhhhh take it in the bathroom. Shhhh I didn’t say that!

Having told you all the different ways that I can possibly use our computers, when I’m feeling good or bad, none of that helped me this weekend.

I have my bad days, and my semi better than bad days, but I think from Friday onward I’ve been the worst that I’ve been in a while. I might even be able to go back earlier than Friday, … but I know that whatever is going on got worse and worse from Friday onward.

I’ve been getting fevers in cycles of every two hours or so. It spikes up and I’m freezing and shivering, and then, maybe 20 minutes later I’m peeling off the sweater that I just put on because I’m too hot since the fever is coming down again. I’ll just start to feel better and boom another feverish spike. So on top of all the other medications that I take I’ve been taking Tylenol regularly for the last 6 or so days to try to control the fevers.

If you ever wondered why the domain that this website is on is called Feverishthoughts – well there’s your answer. Fevers are a regular part of my life. So is thinking.

I guess I withstood the fever spikes on Friday pretty well, but by Saturday they were taking their toll on me. My abdomen was aching and I was still feverish on and off. I went through a weird napping phase over the weekend and slept on the couch on and off from Saturday through to Sunday. I think the first time I slept in my own bed in days was Monday night.

Yesterday was the worst. Gut rot supreme. When I got up in the morning just looking at a glass of water almost made me lose whatever was in my stomach at the time. I think I got up around 9 a.m. and I managed to stay awake until about 3 pm, but then I crashed on the couch again until 6 or 7 pm. Spent a bit of time with my husband and then crashed on the couch between 10:30 pm and woke again at 3 a.m for an hour at the most. I thought I was wide awake, but ended up falling asleep on the couch again by 4 a.m and woke at 8 a.m. when my husband came down stairs for breakfast.

Today is going better. It’s going on 6 p.m. and I’m still awake. I’m still feverish and achy in a gut rot kind of way though.

What really killed me yesterday was that it was 1k Tuesday again. This time they were going to put out 5 $100 posts, and one $500 post. Judging by the leaderboard for the day I think they might have put out as many as 7 $100 posts. I missed all of them as I woozily lay on the couch with the lap top in front of me, watching all day (whenever I was awake that is) for big money writing opportunities to show up. The only one that I managed to see was the $500 posting opportunity at about 7:50 pm. I tried for it, but of course didn’t get it.

Oh well, them’s the breaks. I did get that excellent posting opportunity last Tuesday, and there’s two more 1K Tuesdays coming up this month. Maybe I’ll snag something on one of those.

Even though I still feel like crap today I’ve been working hard, trying to make up for not really doing much if any internet work over the weekend. Chris had a short day at work too and he’s been working on making some funds too. We actually broke a personal record today and we are both on the leaderboard at the same time. It might not last for the rest of the day, but as of right now, we’re both listed as being in the top 10 money earners for the day:

leaderboard41107.gif

That’s me at the top, yeahhhh, and Chris is second from the bottom in the second column. Cool huh? Together you can see that we’ve made over $200 US. We actually made a bit more than that too because we each did some work for other companies too. Whoohoo! Boooyahhh!

Being sick at home and not knowing when or if I’ll be going back to work sucks, but I can’t tell you how much I appreciate the companies that have enabled me to make some money from home, and the advertisers who’ve made that possible too of course. I always try to do a good job when I’m writing – paid or unpaid. I do hope that visitors to this site enjoy all of the posts and excuse my “feverish thoughts” from time to time too.

I think it might be time to go and lie down again. Hopefully I won’t fall asleep again! If you don’t hear from me for a while I’m still here, still reading … I’m just trying to feel better is all, and uh … I’m probably surfing your site in a weird and uncomfortable position while on the couch. LOL

Filed Under: Chronic Pain, Finance, Health Fitness and Beauty, Home and Lifestyle, Inflammatory bowel disease, Make Money, Sales and Marketing, Writing Tagged With: blog, Blogging, computer, crohns, fever, fever cycles, feverish, gut rot supreme, Health and Fitness, Health Fitness and Beauty, IBD, Inflammatory bowel disease, laptop, laying on couch, medication, Money, pain, posting, posts, sick, sleeping, sleeping on couch, Sore, surf, typing, typing in weird position, Writing

Spring means mortgages – new and renewals!

April 11, 2007 by Tricia

I was just thinking that it was about this time of year six years ago when Chris and I started hunting for, this, our very first home. I did most of the house hunting with our real estate agent as Chris worked really long hours on the other side of town back then and he couldn’t get home in time to go out with us. If we’d always scheduled viewings that included him we either would have seen far fewer houses or our hunt would have taken a lot longer. As it was, I went armed with a borrowed digital camera so I could show pictures to Chris of the houses that I saw, and it still took about two months to find this nice solid house.

Having said that, and knowing that many other people are out there house hunting right now since it’s Spring … the best time to buy and sell a house, I’d also imagine that for many home owners it’s also time to think about your Mortgage, and perhaps begin to hunt for companies that specialize in Remortgages. I don’t envy any of you!

I can remember what it felt like when we applied for our first mortgage. You have to do that first when you start house hunting so that you know what kind of price range you can look for in a home. It was at that time that I discovered I still had a few listings in my credit report, that if I hadn’t managed to clear up in time, would have caused us a lot of trouble in securing a mortgage. We might have had to hunt for one of those bad credit mortgages as a result.

Luckily it was stuff that I’d payed off in the past, but hadn’t been removed from my credit report. I got the report cleared and we got an estimate of what kind of mortgage range we could afford and we were off to house hunt, or rather as I explained above I was off house hunting.

Still the whole experience was nerve wracking. I don’t like borrowing money from people or banks, and I don’t like owing money either. Of course when it comes to something like a mortgage, unless you won the lottery chances are you are going to owe a lending institution some money if you want to get a house.

We really lucked out with our first mortgage. Interest rates were at an all time low and we decided to take a variable interest mortgage. You know how good our mortgage was? We paid zero interest the first 6 months and then half a percent below prime which at first was as low as only 2% interest each month. We saved a lot of money on interest in our first five years of owning the house!

Last year we had to remortgage the home since our five year mortgage contract was ending. I hummed and hawed about it for at least a month before I started to seriously look for institutions with good mortgage rates. Once I had some figures I called up our current mortgage broker and discussed renewing our mortgage and when I told our agent that I’d found lower prices with another company I ended up lowering our mortgage rate by a whole percentage.

I discovered that I was a better negotiator than I’d thought I was! Still … the nerves, the stress!

My advice to anyone that’s seeking a new mortgage or is about to remortgage their home is to do some research like I did, and also make sure that your credit report is clean too. As my husband would say – Knowledge is power. Use it well.

Filed Under: Finance, Health Fitness and Beauty, Home and Lifestyle, Real Estate, Sales and Marketing, Services Tagged With: bad credit mortgages, credit, Finance, home, house, hunting, loans, Money, mortgages, Real Estate, remortgages, spring, Stress

Thinking about getting a home improvement loan

March 25, 2007 by Tricia

Being off work and not being able to bring in a secured income obviously has me thinking about money a lot these days. I wish I didn’t have to worry about money as much as I have been since I’m sure that’s not helping me get better.

I am really happy that we were able to remortgage our home last year in late June. I can’t believe it’s been almost a year already. I guess that means we’ve owned our own home for almost 6 years now.

As you might know if you’ve been reading my blog for a while now, we’ve been trying to renovate our home on our own. Not only have I been sick for the better part of two and a half years, but my husband got sick for a period of time in 2004/2005. He’s better now, but both of our illnesses caused major delays in our renovations.

I think we’re about ready to start finishing off some DIY jobs we had already started, but I’ve really been starting to think about possibly getting a home improvement loan and hiring a contractor to do the rest of the work that we want done. I don’t really want to do that, but just in case something happens I’d rather have the house finished than continue to live indefinitely in a state of unfinished renovation. Perhaps some of our unfinished work is even contributing to my illness. Who knows.

I don’t think we’d have a problem getting a home improvement or a secured loan as we’ve been very good about paying down our mortgage. Chris has a steady job and I can verify my internet income.

I guess I’ll have to check into whether we’d qualify for a loan or not given our circumstances. I think we would but I’ll have to check it out. One of the places that I might check will be the UKpersonalloanstore.co.uk they have a lot of information about the various types of loans that one might apply for, as well as articles, loan tips and they even list companies through which you can apply for the various types of loans that they discuss. The site is very user friendly, and people living in the UK in particular will find the information on the various loan products helpful.

The whole idea of taking out another loan is not something that really appeals to me at this time, but it would help us finish off our house and of course, if we decided to sell, or had to sell for some reason we’d get the full house value. I can only imagine how much the value of our home might be if we tried to sell right now with the living room unfinished! I don’t even want to think about it!

Filed Under: Finance, Home and Lifestyle, Home Renovation, Services Tagged With: articles, home, home improvement loan, house, illness, information, Job, loans, remortgage, renovate, renovation, secure, secured loan

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