I’m still working on cutting expenses. I don’t know how successful I’m being but I’m working on it. These things do take time. Well they can take time unless you have absolutely no money and then you absolutely have to start cutting expenses – right?

The trouble is I think I’ve always been pretty good at cutting corners and cutting expenses so I don’t know how much further I can go other than cutting out the very few luxuries that I allow myself. Luxuries to me are having cable tv and paying for things like the movie channel. If I couldn’t do this I wouldn’t … but since I’ve been home sick on medical leave (for a long time), the days are long and sometimes kind of lonely … TV does make good company as sad as I am to admit that.

Someone had suggested that I use Hulu or Netflix but I’m in Canada and well .. being in Canada I can’t use Hulu and Netflix Canada isn’t really up to par. I was checking it out and a lot of the TV shows it carries don’t have current seasons and the movies look older. So that idea doesn’t work. I wish there was a good Canadian option.

I’ve even been thinking of changing my life insurance company … so I’m going to compare annuity rates and see if I can find a better rate.

Let’s see, other things I’m doing to cut expenses – as usual are making home cooked meals, growing some of my own vegetables and fruits, my husband takes his lunch to work, we don’t drive our car very often, we walk a lot … Any other ideas?