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Tricia's Musings

Random Thoughts about life in general, living in the big city of Toronto

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You are here: Home / Archives for Culture / Canada

I absolutely need a holiday

August 3, 2011 by Tricia

I think I need a holiday! Our neighbors are back to making a TON of noise and it’s driving me completely bonkers. Honestly, how can a two and a half year old make so much noise that it sounds like a baby elephant lives next door? Really!

So … I’m thinking that maybe my husband and I should book a weekend getaway. Perhaps a trip to Niagara Falls or a cabin by the lake type get away? It’s already August so hopefully we’ll b able to get a weekend rental … maybe a cabin, but I’m sure a hotel room in Niagara Falls.

I’d love to spend a weekend lazying by a quiet lake after getting up in morning from one of those big comfortable cabin beds. I think I’m going to start doing a search for cabin rentals to see if I can find just the type of place I’m looking for and book a weekend before the summer is over.

Do you ever just need to have a weekend away? Where would you most like to go?

Filed Under: Canada, Home and Lifestyle, Items to Try, Recreation, The Neighborhood, Toronto, Vacation and Travel Tagged With: baby, bonkers, book, cabin, crazy, holiday, husband, kid, lake, lazy, loud, Niagara falls, noisy neighbors, quiet

Celebrating ten years in our home

August 2, 2011 by Tricia

My husband and I recently celebrated our tenth anniversary in our house. I was surprised a few months ago when papers arrived in the mail notifying us that it was time to renew our mortgage because it certainly didn’t seem like five years had gone by since the last time we’d renewed our mortgage.

Ten years in our home – our first house, has gone by quickly! Midnight – our Lab, just loves the house, the backyard, the grass (rolling in it), and the neighborhood. Just look at those eyes!

Lucky for us, we’re quite happy with our bank and didn’t feel the need to go searching for a new bank to carry our mortgage. When we bought our house in 2001 interest rates were very low so we were advised by our mortgage broker at our bank that a mortgage at a variable rate would probably be very good for us. It certainly was! I can’t tell you how happy we were at the time, seeing as we were quite nervous new home owners who didn’t know if they were going to manage to pay all the bills or not! I think for the first 6 months of our mortgage we our rate was at half a percent below prime and prime at that time was 1% so we were only paying 0.05% interest!

Thanks to the banks initial advice, and I suppose the way the economy has been over the last decade, we’ve been able to stay on a variable mortgage at a very low interest rate. We’ve saved a lot of money because of their recommendations.

This time when we were renewing our mortgage all we had to do was make a phone call to the bank. Don’t you love that? I mean, they had sent us the paperwork so we could see all of the various terms and we could decide between taking a 2, 5, or 10 year mortgage at varying rates. We simply called up our contact at the bank and asked a few questions and within a few minutes he’d set our minds at ease, lowered the rate on the mortgage term that we were interested in, and all we had to do was sign the paperwork and fax it back to him. Easy!

We’re all set for another five years and if by chance the interest rates start to sky rocket upwards we can always lock in. We made sure of that! Oh and the next time we have to renew our mortgage we’ll only have two years or less left to go on it and then we’ll own our house! Of course, between now and the next seven years we might want to move and start all over again in a new house. I guess we’ll wait and see what happens.

SunTrust has consistently ranked at the top for customer service for a good reason – they understand their customers. This lets them provide the right solutions to meet those customers’ unique needs. They believe banking solid is the key to living solid. See for yourself at livesolid.com, where you’ll find many great articles, tools and tips on everything from shopping to family to money.

1. “Disclosure: Compensation was provided by SunTrust via Glam Media”
2. “The opinions expressed herein are those of the author and are not indicative of the opinions or positions of SunTrust”


Filed Under: Canada, Finance, Home and Lifestyle, Items to Try, Life with Chris, Money, Toronto Tagged With: advise, backyard, bank, bills, call, Canada, dog, easy, economy, fax, Glam, helpful, husband, interest rates, Lab, lock in, Low Interest, mortgage broker, paperwork, prime rate, questions, rate, recommend, renew, renew mortgage, saved, savings, suntrust, ten years, terms, two years, variable mortage, vary

Too good to be true Spa weekend?

July 28, 2011 by Tricia

Interesting. I’ve apparently won a trip to a local resort and spa. The only thing is … I wonder how they got my name and email address.

Something smells fishy here and if it’s too good to be true … something probably isn’t right. Too bad though because it sounds great. It’s a real Resort location with a spa, golf course and it even has skiing in the winter, horse back riding in the summer and so on. I’d love to pack my equestrian clothes if I had any and go for the two days they say they’ve booked me for … but considering that I’ve never had any contact with the resort in the past I just know it’s got to be a scam email.

Do you ever get those emails that say you’ve won trips or weekend vacations and you just know that you haven’t won a thing?

Filed Under: Canada, Home and Lifestyle, Items to Try, Toronto Tagged With: Contact, email, fishy, name, not right, Ontario, resort, scam, spa, too good, weekend, win, winner, won

My nephew is trying out for an NHL farm team

July 16, 2011 by Tricia

My husband is out with his brother this weekend. They’re busy watching my nephew tryout for a NHL farm team. Believe me, I’ve got my fingers, toes and everything crossed in the hopes that they pick him! Wow – wouldn’t that be fantastic having a nephew in the NHL? Or at least on the way there by way of a junior team?

Anyway, at this point, my nephew is working hard on the ice this weekend and my husband and his brother are probably playing hard on the sidelines. That’s the way it always is whenever they get together. They even compete hard. Just before they all left they were compete over who had the better cellphone. We just got a Nokia N8 and we’re very happy with it, but my brother in law has a new htc incredible s bell so they were arguing over the features. LOL Crazy!

I just hope that if they’re busy partying it up that they’re safe in there hotel room. My husband is very good about not drinking and driving so I’m pretty sure he’ll make sure they’re good.

I don’t know if we’ll know by tomorrow if my nephew made it onto the farm team or not. I’ll let you know when I know, especially if it’s good news.

Filed Under: Canada, Family, Home and Lifestyle, Items to Try, Toronto Tagged With: arguing, boys, brother in law, compete, crazy, driving, hockey, ice, nhl farm team, partying, safe, team, try out

A long stressful battle with our Wireless company seems to be over

June 22, 2011 by Tricia

I haven’t said much, but it’s been more than a month and a half since my husband and I first started having major problems with our Cable / Internet and Cellphone provider – Rogers. You’d think a company that we were buying so many services from (including a few magazine subscriptions now that I think about it) would be able to figure things out a lot quicker and maybe not cause us so much stress in the process.

It all started in early May when I happened to call Rogers about something to do with my account. I honestly can’t remember what it was now, maybe something to do with my cable tv service since that’s what most of our calls are about and the person taking care of me asked me if I wanted to save a bit of money on my wireless bill and of course I did because Canadians seem to pay pretty much the highest charges there are so saving a few dollars is always good. As it turns out I ended up with a new voice plan for a very good price and since we’d never ever had a free cellphone from the company and our current one was getting old I let the guy talk me into them sending me a Blackberry Curve. Big mistake … that’s when all the problems started or at least that’s what seems to have exposed all of the problems in my account!

To make a very very long story short – We really didn’t like the Blackberry. I didn’t want a data plan and of course the curve we were sent was the only one that you couldn’t use Wifi for free on – you had to actually buy a plan to use Wifi. I wasn’t about to pay extra to use my own Wifi in my house for my phone! Plus I disliked the tiny buttons so I sent the phone back after having it for only 6 days. The same day we sent the phone back my husband was out in a store using our old phone and he called our house and I noticed that our name came up on our home phone but the cell number wasn’t ours – it was an Ottawa number! A city five hours away! My home town in fact!

What the heck????

Rogers had given my cellphone number that I’d had for about 15 years away! Luckily the transfer must have taken place that day and we discovered the change quickly enough that we were able to get my old cellphone number back. Two weeks later we discovered that a reserved extra phone number was also tied to my account. Oh and when they finally restocked the Blackberry that we returned … three weeks later – they charged my account $400 twice for early term cancellation and for canceling my voice plan which was also apparently on a three year term … even though I never canceled the voice plan and I returned the phone with the 15 day and or under 30 minutes of use quota.

We had the charges reversed, but by this time every time we spoke with someone at Rogers they’d find something else wrong with our account. All I wanted to do was get all the problems resolved, make sure I didn’t have some nasty bill coming to me get that I didn’t deserve and then maybe get the free promotional hardware upgrade (ie cellphone) that I was offered back at the beginning of May .. seeing as I’ve had an account with Rogers since oh … 1985 and I’ve never ever had a free cellphone from them it’s probably about time I got one right? Oh and I had a nice one picked out too seeing as they seem to be the only cellphone provider in the Toronto area that has the Nokia N8 – this phone blows other cameras, camcorders and cellphones away!

My account wasn’t cooperating, no matter what anyone tried they couldn’t do a hardware upgrade after that initial Blackberry Curve went out to me. I have no idea what happened but it took more than a month to fix. They finally fixed it on Friday June 17th. Yep, that’s when I got the call that I was finally approved for promotional hardware upgrades to my Rogers account. Only one big month and a half long sob story later! I get so stressed out when I see a Rogers sign, logo or even one or their Red vans in my neighborhood now. That’s how bad this whole situation made me feel. I think my husband and I spoke with just about every department at Rogers trying to get things resolved. It finally went to the office of the President (whatever that really means) and the person handling our case had to escalate our account issue with the IT department twice over a weeks time before it was finally resolved.

So … the man taking care of our case at Rogers had them send out the Nokia N8 that we wanted. It arrived on Monday. I didn’t get around to setting it up until last night and I really experimented with it by taking some pictures and a video earlier today. I think we’re going to enjoy this phone. It sounds great, it’s sleek, loaded and the camera on it is amazing – 12 megapixels – that’s better than my main camera! Oh Boy! Now if I can just keep the darn phone out of my husbands hands I’ll be happy. It’s mine, I fought for it, it’s mine.





Filed Under: Canada, Home and Lifestyle, Items to Try, Life with Chris, Movies, Music, Television, Toronto, Video, Web and Technology Tagged With: 400, account problems, battle, blackberry, cable, camcorder, camera, canadians, charges, department, fantastic, gave away number, hardware upgrade problem, husband, Internet, magazines, megapixels, monopoly, nokia n8, office of the president, problems, promotional hardware upgrade, restock, rogers, sent back, sucks, too big, Video, wifi, wireless

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