• Home
  • Blog
  • Archives
  • Links
  • About
  • Guest Blogger
  • Contact

Tricia's Musings

Random Thoughts about life in general, living in the big city of Toronto

  • Home and Lifestyle
  • Recreation
  • Health Fitness and Beauty
  • Entertainment
  • Web and Technology


You are here: Home / 2007 / Archives for March 2007

Archives for March 2007

Managing money when you aren’t able to work

March 15, 2007 by Tricia

It’s unfortunate that while I’ve been sick at home that I’ve had to spend a good portion of my time worrying about money. I was getting sick pay when I was first off work, and then when that ran out I was able to get medical leave pay from our provincial government but that ran out too. So for the last 8 months or so I’ve been on my own, trying to figure out how to pay our loans, home insurance and other bills.

As many of you know I have found some ways to make money on the internet but we still have to watch our spending. At least we won’t have to go in for Debt Advice thanks to the income that I’m getting from our various websites.

All of that money, what would be “extra money” to most folks, ends up going into our current accounts. We then pay our bills online using those accounts.

We never used our credit Cards much, and we use them even less these days. Still, I’m happy that we do have credit cards in case any big expenses come up.

We also re-negotiated our mortgage last summer with a broker who specializes in getting the best deals on Mortgages. We’ve been very lucky ever since we bought this house. We got it when the interest rates were at an all time low and actual ended up with 0% interest for the first 6 months! We had a variable mortgage so the rate did go up as the interest rates climbed but we never did end up paying any more than 4% interest in the first five years we owned our home. Now, since we renewed our mortgage our interest rate is a little higher, but we renewed just as the interest rates were about to go up again, so once more we lucked out and got a good deal. I think we’re paying 4.5% interest now.

All in all, considering that I’ve been stuck at home, sick, with little to no income for the last 14 going on 15 months we’ve been pretty lucky money wise. However, I do know that if I hadn’t found a way to start making some income off my websites I’d be sitting here telling you a vastly different story right now.

My Tips –

You never know when something might happen that could cause you to lose your job or have to take extended sick leave like I’ve had to do.

My advice to all is to try to set as much as 20 to 25% of your income aside in case something happens. If you don’t end up using that money it’ll make a nice retirement income someday.

Also, stay on top of your bills – don’t let them build up. Once you start to get into debt everything just seems to have that snowball effect and the situation will get worse. Trust me on this one – I’ve been there too!





Filed Under: Finance, Health Fitness and Beauty, Home and Lifestyle Tagged With: account, bank, credit cards, current accounts, deals, debt advice, home insurance, house, Internet, loans, Make Money, Money, mortgage, mortgages, off work, savings

Are you participating in the Lifecruiser Cyber Cruise?

March 15, 2007 by Tricia

Thirteen Things about Mrs. Lifecruisers Cyber Cruise

This is Thursday Thirteen #37

1…. Mrs. Lifecruiser decided to have an elaborate, and I mean elaborate blog party! She’s calling it a “Cyber Cruise”.

2…. The Cyber Cruise starts tomorrow and runs through to the end of the month!

3…. We’ll be hitting ports from all over the world as different bloggers host the Cyber cruise on their own sites.

4…. This is going to be a great way to meet other bloggers, and discover some great new sites. You might even make a friend or two as you mingle at one of the banquet dinners or lounge by the pool.

5…. The lovely Mrs. Lifecruiser had asked who wanted to host the Cruise in their “port”. I opted to be a party goer rather than a host this time round. Perhaps next time round there’ll be a Toronto port on the Cyber Cruise.

6…. I’ve been looking through my cyber closets to find a few lovely evening gowns to wear to the dinners. So far I’ve found a lovely emerald gown that will set off my eyes, hair and fair skin nicely. I’ve also chosen two traditional black gowns – ones a little skimpy! Oh yes, I’ve also got a hot little red number.

7…. I’m hoping that Mrs. Lifecruiser lined up a lot of entertainment for this long Cyber cruise. Hopefully there’s some great rock n’ roll bands. I love mingling with rock stars.

8…. I think that everyone should bring a flag from their Country to hang over the side of the ship. That way we can show how truly international our Cyber Cruise will be.

9…. Now I’m trying to think of what else to pack from my Cyber drawers and closet? Hmmm some bathing suits? yeah I think I’d better bring something to swim in and tan in.

10…. Some of the ports that we’ll hit should be warm too so I’ll have to bring some light clothes – shorts, light tops and some good walking shoes just in case we hit any tourist areas as we travel across the world on the Lifecruiser Cyber Cruise.

11…. I’d like to try some chocolate from every port we hit. mmmm I love chocolate!

12…. Oh and I guess I should try a traditional food item from each country we visit too huh?

13…. I hope you’ll join us on our Cyber Cruise! I’m sure the host of the whole show, Mrs. Lifecruiser herself will drop in at some point today to tell us more about her huge Blog party/ Cyber cruise. I can’t wait to find out if there’s any last minute details?

Get the Thursday Thirteen code here!

View More Thursday Thirteen Participants

Filed Under: Entertainment, Recreation, Thursday Thirteen, Website Promotion Tagged With: blog, Canada, dinner, eat, Entertainment, Food, Green, Join, lifecruiser, Love, Party, style, Thursday Thirteen, Toronto, travel, visit

Aerocare Air Ambulance service

March 14, 2007 by Tricia

As a nurse working in a busy emergency room I can’t begin to tell you how important medevac services can be.

In case you aren’t aware – a company such as aerocare.com, provides air ambulance services, and air evacuation medical flight services. It’s a valuable service, as sometimes an air ambulance is the only way to rescue someone from a remote area, or pick up a patient from a multi-vehicle accident on a highway. They can get to a patient quickly and get them to a hospital faster than a ground ambulance in many cases.

A number of the nurses that I’ve worked with in the past have worked for air ambulance services. Perhaps even Aerocare. I’ve heard stories of stressful trips bringing a patient back home from one country to another. Often the patients my fellow nurses have cared for are critically ill and these patients sometimes become even sicker as they travel to a hospital in their own country or via air to a trauma hospital.

The nurses and other medical staff that work for Aerocare have to be sharp and on the ball. Certainly if I ever needed the services of Aerocare I’d feel secure in knowing how professional the medical staff would be, just because of my own experience working in the ER with some of the best nurses I’ve ever worked with who’ve done medivac work in the past.

Why am I talking about Aerocare? Well, it’s March break. People often take vacations at this time of year and sometimes they get sick while they are away from home. It’s always good to know about an air ambulance service that could bring your sick father or mother home if they became critically ill while vacationing in another country.

If you needed the services of Aerocare you’d appreciate the fact that competent medical staff would accompany your loved on either on a regular flight home, or via special air transport. Medical staff would monitor your loved one’s condition all the way home and care for them as needed to make sure that they made it safely back to a hospital in their home Country.

Aerocare offers 24 hour worldwide service, with a flight nurse and staff medic on each mission. Considering that they provide their service worldwide they have extensive domestic and international experience. Their medical equipment is state of the art.

As I alluded to earlier, they also provide commercial airline medical escort services.

The pricing for the services they provide is reasonable as well.

I hope that people don’t end up needing the services of an air ambulance service anytime soon, but it’s good to know about service such as this isn’t it?

Filed Under: Health Fitness and Beauty, Services, Shopping Tagged With: Aerocare, air ambulance, air transport, commercial airline escort, crohns, flight medic, Health and Fitness, health care, Health Fitness and Beauty, health services, IBD, Inflammatory bowel disease, medical evacuation, nurse, pain, RN, worldwide service

I finally tried my new medicine

March 14, 2007 by Tricia

OMG!

I’m still wiped out.

As regular readers of this site already know, I’ve been stuck at home for the last 14 or 15 months due to illness. I have Crohn’s disease and it’s caused me some terrible pain. I take some of the strongest pain medications that are on the market – and they don’t help the pain all that much. The meds take away maybe 50% of the pain – which on a good day is great, but on a bad day not nearly enough.

So between the weird sleep cycle that the pain has caused me, and the pain and nausea that the Crohn’s has caused me I’ve had a handful of doctors caring for me. One of them, a sleep doctor, first suggested last May or April that I get in on a Sleep/pain study.

It was to test a new drug and how it might help the sleep cycle of a chronic pain patient. Unfortunately, to try to new drug, I’d have to spend at least one month off my regular pain meds. At that time I’d only been taking pain meds for about four months for the first time ever since my Crohn’s began in the early 90’s. No way was I going to give up the only relief that I’d ever had in the last 15+ years!

So I’ve been puttering along since then, and I think I’ve been worse so far this year than last. I told my pain doctor this a week ago Monday and she finally decided to try me on the drug that they were going to use in the pain/sleep study that my sleep doctor had wanted me to join. She thought that since the other pain meds aren’t working as well as we’d hoped that perhaps the synthetic marijuana pills might act on different pain receptors than the other drugs, and certainly it should help my nausea and help me get to sleep.

So now we’re up to last week. We picked up the capsules, Nabilone (Cesamet pulvule) last week, but I wanted to wait to try them until the weekend when Chris would be around, and able to stay up later so I could take my pill as directed – at bed time. His bed time that is, not mine since I don’t really have a bed time these days.

I have weird reactions to drugs. Sometimes they do almost the opposite of what they are supposed to, other times I have allergic reactions to them – once anaphylactic. So you can see why I’d want my husband around and alert when I’m trying a new drug for the first time right?

I didn’t end up taking the new medicine on the weekend. As you can see from earlier posts I got busy on the weekend redesigning one of my husbands sites and reorganizing several others. I didn’t want to be doped up while I was doing that. Plus, I probably delayed because I was nervous to try the medicine. I think I had a feeling that something might go wrong.

So switch to Monday night. Chris had to go to work for 7:30 a.m. this morning – meaning he gets up at about 5:30 am – and goes to bed at about 10 – 10:30 p.m. on the nights before he has to get up that early. So that meant I needed to take the pill at least two hours before he went to bed so that he’d be up and around if things didn’t go well.

I took the capsule at around 8:30 pm. We actually have epi-pens in the house in case of allergic reactions (I’m allergic to be stings and duh I’m a gardener! (no stings yet)) so I went so far as to set up an epi-pen nearby. Hey! I said I was nervous. Give me a break.

I took the capsule and things went well as far as not having an allergic reaction or I suppose a weird reaction. I don’t think that I really felt the Nabilone until 9:30 or 10 pm … then I started to get a bit dizzy, a bit woozy feeling.

By 11:30 I was dead tired and not feeling too bad but I STAYED UP?? Stupid. I should have taken advantage of that tiredness. Of course I still had a post or two I had to write.

Anyway, I finally went to bed at about 3 a.m. which is much earlier than it’s been in a long time. I got up at about 11 am that morning and spent the rest of the day feeling overtired and woozy.

That’s some strong medication!

That’s why I didn’t do much posting yesterday.

Hey, even though I do take other strong medicine It still hit me hard. I actually break some of my other meds in half because they are so strong. This new medication is a capsule- I can’t break it in half.

I still feel overtired today and I didn’t take any of that medicine last night. Depending on how I feel throughout the rest of the day I may try taking another capsule this evening … otherwise I’ll try it again tomorrow evening. I hope it doesn’t keep wiping me out! I mean, I’d like to try it out and see if it actually does help my pain.

I’ll keep you updated on how the synthetic marijuana is doing in future posts – shorter posts.

Filed Under: Chronic Pain, Health Fitness and Beauty, Home and Lifestyle, Inflammatory bowel disease Tagged With: capsule, Cesamet pulvule, Chronic Pain, crohns, dizzy, Health and Fitness, Health Fitness and Beauty, IBD, Inflammatory bowel disease, Nabilone, over tired, pain, pain medication, pain meds, pain study, sleep study, synthetic marijuana, woozy, worn out

Make your dreams come true with Dream Manifesto

March 14, 2007 by Tricia

Everybody has dreams and wishes. Dreaming about our future life often starts when we are just small children playing games with our friends. I don’t know how many people ever end up being what they dreamed of being as a child, but I bet, even if they didn’t follow their childhood dreams that a little bit of the dream is still alive in them today.

The great thing about having dreams and goals for ourselves, our family and our futures is that we can set new goals or start new dreams at any point in our life. It’s almost never too late to change the track that your life is on.

Dream Manifesto has created a software program that helps your focus your dreams and your goals into successful accomplishments. The companies motto for their new software is – Dream Manifesto – Create Prosperity & Abundance in Your Life. Sound good?

It’s an interesting software concept. You just use the Dream Questionnaire or the Wizard to create a dream that you want to manifest in your life. The software then helps you direct your thinking towards making your dreams and goals come true. There’s nothing like having a program on your computer that works to motivate you towards making things happen in your life.

Here’s a recent press release from the Dream Manifesto company, read it to learn more about this interesting software program:

PETALUMA, CA (March 9, 2007) – Dream Manifesto, LLC. releases the Dream Manifestation Wizard V1.1 for Windows & Mac.

The Dream Manifestation Wizard® is a software application to manifest your goals & dreams and to create abundance & prosperity in your life.

Once started, the Wizard will ask you what dream you want to manifest in your life. If you are not certain about it, you can use the built-in ‘Dream Questionnaire’ to find one or more powerful dreams that you would like to manifest in your life. Learn the simplicity of creating your dream template that consists of text, an image and your voice. This template will function as your dream blueprint.

Command the Dream Manifestation Wizard® on how often per day you want to program your dream into your subconscious. Once this is done, relax, sit back and work normally on your computer. The Dream Manifestation Wizard®, running in the background, will provide an audible cue – a gong – before it appears on your screen.

The Dream Manifestation Wizard® comes complete with over 100 dream templates, so you can start immediately manifesting what you always wanted.
The Dream Manifestation Wizard® creates an exact blueprint in your subconscious of what you want to manifest. Your subconscious mind will immediately start to work on turning your dream into reality, applying the latest discoveries in quantum physics to shift and direct your attention toward new possibilities.

Requires Windows XP, Vista or Mac OS 10.3 or later.
The program is available for immediately download or on CD-ROM and costs $29.95. With the current promotion you save $20.

Filed Under: Sales and Marketing, Services, Shopping, Software, Web and Technology Tagged With: Abundance, change your life, dream come true, dream manifesto, goal, goals, motivate, prosper, Prosperity

  • « Previous Page
  • 1
  • …
  • 9
  • 10
  • 11
  • 12
  • 13
  • …
  • 17
  • Next Page »

Connect with Us

  • Facebook
  • Flickr
  • Instagram
  • RSS
  • Twitter

Categories

Sites of Interest

Useful Links

Eavestrough Cleaning Toronto

Shopping

Gifts, Gadgets,
Books and More!

Recent Posts

  • Is your home well insulated or do you have energy leaks?
  • Pet Safety Tips
  • Top 10 Most Fundamental Yoga Poses For Beginners
  • Will My Interior Décor Stand The Test Of Time?
  • Outdoor Furniture- Spicing Up Your Backyard
  • Ensuring You Have A Good Experience Staying At Hotels With Children
  • Mother’s Day Cookies

Recent Comments

  • Bill on Top 10 Most Fundamental Yoga Poses For Beginners
  • [bonus]old school new body-f4x workout on Why does my husband always bring home the wrong stuff?
  • Rodhe Stevens on 5 Little Known Secrets To Finding Cheap (But Durable) Furniture
  • Julia Carlson on How To Install A Mosaic Tile Kitchen Backsplash
  • Humane Raccoon Deterrent Idea on Helped save a baby raccoon last night

Subscribe


Subscribe to our RSS Feed It's FREE!

Subscribe to Tricia's Musings by Email It's FREE!


Follow me on TWITTER

Find us on Google +



Find us on Facebook



I have two mottos-
1. Live life to the fullest; and
2. Don't have any regrets.

Get More Traffic

Visitors since 2006

Meta

  • Log in
  • Entries feed
  • Comments feed
  • WordPress.org

Search this site

Tags

blog blogs camera Canada Chris computer crohns dinner dog Family flower flowers Food friends funny garden Gardening Green Thumb Sunday Health and Fitness Health Fitness and Beauty holiday home Home and Lifestyle house husband IBD Inflammatory bowel disease Internet Music neighbors pain photo photos plants puppy Shopping sick sleep spring Toronto TV Video visit website Wordless Wednesday

Blogs I Visit

  • Organic Gardening Tips
  • The Domestiquette
  • Rainydazeee.com
  • LifeCruiser
  • Beautiful British Columbia

Copyright © 2026 · Lifestyle Pro Theme on Genesis Framework · WordPress · Log in