I’ve just been introduced to a website that can help you raise your credit score by up to 200 points. The site has apparently even been discussed in the Wall Street Journal. Seasoned Trades offers a five step program that will help you raise your credit level within 90 days. This could be extremely helpful for anyone who’s maxed out their credit cards and ended up having them canceled as a result, or defaulted on payments or perhaps even filled for bankruptcy at one point in the past.
I know that I could probably have used some of this advice a number of years ago. Way back when I was just starting my jewelry business I was so short on cash I lived on my credit cards and totally maxed them out. Of course I couldn’t pay the minimum payments either so I ended up with canceled cards and big bills. It was terrible. And even though I hadn’t used a credit card in 15 years or so and had paid all my past bills many years before – my past poor credit history came back to haunt me when we were purchasing this house. I had to prove that I’d paid American Express something like 15 years before. I didn’t have the paperwork to back up my claim anymore. They said that I’d never paid and that they’d been trying to contact me for years. Odd … I hadn’t moved in that whole time, if they’d really wanted to get in touch with me I think they could easily have by sending me a letter. Funny how things like that work. Anyway, before we could get approved for our mortgage I ended up having to pay off American Express AGAIN. I swear I will never use one of their credit cards again and I’m very careful about how we use our credit cards now.
Anyway, If I’d known more about correcting my credit history at that time none of what I’ve just told you would have happened. I would have known to check my credit report shortly after paying off my overdue bills to be sure that everything was listed correctly.
Seasoned Trades can help you NOT fall into some of the problems that I experience and the information on the site can help you fix your credit rating with their methods. Visit the site and learn how to improve your credit rating.