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You are here: Home / 2006 / Archives for October 2006

Archives for October 2006

Spot and Avoid Mortgage Fraud

October 26, 2006 by Tricia

I remember when we first started looking at houses back in 2001. The whole experience of dealing with a real estate broker, real estate lawyer, mortgage broker and securing a mortgage with the bank were all new, and frankly intimidating experiences for my husband and I. Worse still we’d been hearing more and more stories about Mortgage Fraud in the news.

There were stories in the news about Mortgage scams where you’d be approved for a loan at very reasonable rates but before it was finalized the mortgage company would ask for fees for this or that, and then perhaps ask for more money stating that your approved mortgage wouldn’t be finalized until you paid the rest of the fees they were asking for at that time. There were other stories about hidden fees, people being told their month payments would be lower than what they ended up paying in the end.

I did my research and I used a Real Estate broker and Lawyer that had been recommended by a friend, but it was still an un-nerving process. I wished I’d come across personalhomeloanmortgages.com when we were buying our house. It would have made things a bit easier. There is so much information there, that I as a novice would have appreciated. There’s articles explaining mortgage brokers, Understanding home equity loans, Mortgage basics – called appropriately Mortgage 101. You can do local searches by city to search housing market trends, local mortgage and real estate related service provider listings.

You can visit their Financial Forum and talk with others about things like how to spot hidden fees, and which types of loans work best plus hundreds of other topics. You’ll feel secure when you use this site because all customer data is protected through SecureTrust.

If you’re in the market for a new home or looking to renew the mortgage on your home I suggest you have a look at this site and get some very useful and timely information that will help you make the decisions that are right for you.





Filed Under: Finance, Home and Lifestyle Tagged With: avoid mortage fraud, financial forum, mortgage loan, Spot mortage fraud

I’m so stupid

October 26, 2006 by Tricia

remember in a post that I wrote yesterday I talked about my not sleeping much the night before, and then how I ended up crashing on the couch for hours yesterday evening.

I didn’t take any of my pain meds yesterday at all! As a consequence, once I woke up from my long slumber very early this morning 12:30 a.m. I was in terrible pain.

I started taking my pain meds and the pain calmed down enough for me to sleep at about 5:30 in the morning, but I was in pain all day yesterday once I got up, and as I sit here typing this – again just after midnight today I’m still hurting.

That’s why I’m stupid. I knew if I fell asleep yesterday evening, being so tired, that I’d probably be out a long time. I should have been smart enough to take some medications before I crashed.

If I could have one wish granted I think it would be that my pain would just go away. Where is my fairy godmother when I need her?

Filed Under: Chronic Pain, Health Fitness and Beauty, Inflammatory bowel disease Tagged With: crohns, Health and Fitness, Health Fitness and Beauty, IBD, Inflammatory bowel disease, pain, pain meds, stupid

Exhausted

October 25, 2006 by Tricia

Wordless Wednesday

chat_radiateur

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Filed Under: Wordless Wednesday Tagged With: exhausted kitty, kitten, photo, radiator, Wordless Wednesday

World Premiere of FrightWorld

October 25, 2006 by Tricia

What are you doing this coming Halloween evening? Would you like to go to FrightWorld The Movie World Premiere? Do you enjoy Horror movies? If you could do you should not miss this event. What could be better than combining the most frightening night of the year with the world premiere of a horror film that’s touted as being an cross between Friday the 13th and the shining?

Frightworld, the World Movie premiere is taking place at Frightworld Haunted Amusement Park – one of the top 13 scream parks in the USA, in Williamsville, New York. If there is anyway that you can attend this event I think it will be more than worth going.

I’m totally a horror movie and horror novel fan. I previewed a short movie clip at the site and it looks like a real hide under the seat and scream until someone you love puts a comforting arm around you kind of movie. I’d love to go and see it myself but, unfortunately it’s too far away for me to travel. I’ll have to wait until it’s in a theater near me.

Not only will you attend the first screening of this new horror movie, you will be able to attend a Q& A with the stars of the movie – Dina Cataldi, Tiffany Scott and more. You’ll meet Kamilla “Katexenna” Kova, UK Fetish Model and Star of FrightWorld, FrightWorld Writer, Producer and Director David R Williams, and the FrightWorld FX Team. You’ll also Tour Frightworld Haunted Attractions 5 Award Winning Houses of Horror.

Isn’t it appropriate that exactly 13 bands participated in Frightworld – Marazene, Any Question, Obomatic, Punch Drunk, Imbued Vagary, Machine Gun Symphony/Charlie Drown, Synthetic Dream Foundation, Darker Days Tomorrow, Apikorism, Sick Machine, Abandcalledpain, and Tearwave.

If you’re interested in going you can buy advance tickets through the site link above for only $23 or else you can get them at the box office for $25 on the day of the show.

If anyone attends please let me know if it was as scary as it looks like it’s going to be.

Filed Under: Culture, Entertainment, Home and Lifestyle, Movies, Recreation Tagged With: Frightworld, Halloween, horror, horror movie, interest, movie, October 31, scream park, show, ticket, travel, Williamsville New York, win, World premiere, write

My Trip to the office

October 25, 2006 by Tricia

I did not sleep well on Monday night. I never do when I have to go see the occupational health doctor the next day at my workplace. It always feels like I’ve been sent to the principals office. Not that I was ever sent to the principals office when I was in school. I was an angel.

Uh yeah, I can remember being sent to the office at least once. It was either in grade 7 or grade 8. My class had gone on a trip. I think it was a weekend trip. We were taken out into the forest and taught how to read compasses and then we were sent on an adventure in order to find our way back to the camp. Just what the heck kind of school did I go to anyway? We completed that successfully. Later we were sent out to learn how to build lean-to’s with pine and cedar branches. Geez I must have gone to some kind of survivor preparation school huh? That night we were supposed to sleep in our lean-to’s.

I never got to sleep in mine though. Some bright person in my crowd decided we should go skinny dipping in the lake. Seven or eight of us went to the lake and while we were frolicking in the water the teacher came along and gave us hell. She ended up putting us on the school bus that night and sent us home to our very angry parents!

That’s how I ended up in the principals office when school resumed. I guess it’s lucky he didn’t expel us. I can’t remember what the punishment was, probably detention for a week or so.

So, after an hours sleep I found myself in the Occ health doctors office Tuesday morning. He asks questions then sits staring at you for a few minutes. The minutes feel like hours, you start to feel like you should add more to your answers. You giggle a little and then feel embarrassed that you did that. Then he sits rubbing the top of his head for a full minute, asks a few more questions, and starts hen pecking the keyboard of his computer one finger at a time.

I’m still off work. I get to go back to the principals Occ health doctors office December 15th. By the time of my next appointment with him I’ll have been off work for 1 full year plus 11 days. I hope that I start to get better before that appointment. Wish me luck!

So, on Tuesday my heads in a fog since I’m so tired, but I had to stay awake because I had an appointment with my Family Doctor scheduled that afternoon. Then some grocery shopping! Arghhh. I stayed up for a while after we got home but I finally passed out on the couch at around 7 pm. I remember waking at 9:30 pm and thinking I was awake enough to sit up, but then I closed my eyes again and promptly fell to sleep.

I finally woke up at about 1230 am this morning. My husband was watching TV. He told me that he’d been trying and trying to wake me up. He’d shaken me, poked me and still I wouldn’t wake.

Now I’m sitting here in a lot of pain. I didn’t take any pain medication since before I went to bed Monday evening. My abdomen is killing me. I wish I hadn’t fallen asleep earlier!

Filed Under: Chronic Pain, Health Fitness and Beauty, Inflammatory bowel disease, Shopping Tagged With: appointments, crohns, Health and Fitness, Health Fitness and Beauty, Home and Lifestyle, IBD, ill, Inflammatory bowel disease, medication, Occupational health doctor, pain, pain medication, prinicapals office, Rent, shop, Shopping

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