There are a number of things that make a driver a detriment to the road, but age has nothing to do with that. You are just as likely to be able to focus on the road as a young adult than you are years after getting your driver’s license. In fact, many teenage drivers are safer than the average driver since they are new to driving and tend to pay more attention to the road since it is new to them.
Cars now come with many built-in distractions such as GPS navigation systems, satellite radios, and other electronic devices that come equipped in the vehicle. That combined with other in-car distractions like other people could be a problem for many age groups, not just teenagers. While teenagers sometimes get a bad reputation, they are just as likely to be involved in an accident as older drivers. In fact, drivers who have been on the road many years could be more likely to assume they know the road conditions and are just as easily distracted by things both in and out of the vehicle.
Teenage drivers are charged more for insurance just because they are new to the road, but they should be entitled to lower insurance costs until they prove that they deserve a higher insurance cost. Many older drivers have high insurance premiums because they have had an accident, but there are just as many older drivers who have lower insurance costs because they have proven they are conscious drivers. Teenagers should be given the same privilege to prove that they are an aware driver without the financial obligation for the driver or more likely, their parents.
Teenagers are no more likely than older drivers to be distracted by things both in the car and on the road. They should be given the chance to prove that they are safe drivers without having to pay extra just because of their age. If age is the determining factor, the older generation should have higher premiums as your reaction time is decreased as you age. There is no single group that can be classified as a bad driver purely because of their age. Teenagers should not be penalized for bad driving until they have proven that they deserve the higher insurance rates. There are just as many teenagers that are safe drivers and are aware of the rules of the road.
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Alice is a mother of four kids and understands the challenges of getting car insurance for teenagers. For more information on high risk auto insurance visit Acceptance Insurance.